Loan Administration Senior Specialist
Tirane
Tipi
me orar te plote
Fusha | Profili i punes
Finance-Specialist | Banke / Sigurime
Gjuha
anglisht
Eksperienca
vetem me eksperience
Vacancy Announcement
Job Position: Loan Administration Senior Specialist
Unit: Financing Administration Unit
Department: Central Operation Department
Position summary:
Loan Processing & Administration Specialist administers the Credit Operations tasks handling the documentation, credit controls, processing of loans and repayments and maintenance of limits, profit rates and under lien deposits, to ensure that loan administration operations are conducted in accordance with Bank's internal operational procedures.
Job tasks and responsibilities:
Rendering support in managing of the whole work process in the Department in order to ensure best quality services rendered to the clients of the Bank in accordance with the Policies and Procedures of the Bank, and in line with the governing law that regulates the subject operations.
Rendering support in improving and advancing the work process in the Department by observing the Policies and Procedures of the Bank.
Realization of the goals set by the Bank Management
Implementation of Bank's internal procedures assuring that loans disbursements are made strictly in accordance with the loan contract and loan approval terms;
Control and maintaining of the financing and securities contracts and their amendments;
Registration of the new financing, checking the collateral, related persons and other terms & conditions of FI decision and contracts in the credit module.
Making sure that all the documents which prove the authentic and clean blockage of collateral and insurance policies are obtained and archived in the proper file.
Registration of the amendments of financings in the credit module.
Controlling the daily dues calculations in the system.
Preparing and registration monthly transactions and transferring them to G.L.
Loan monitoring and control of payment orders for loan disbursements and related fees and expenses, submitted by the related departments;
Controlling and preparing the calculation of the dues in case of early repayment.
Control of loan payments proceeds and other loan bookings;
Checking of total due payments in case of early repayments of loan obligations;
Controlling that loan booking and other related loan accounts are properly done;
Registration in the Credit module of the properties taken from bailiff, ather and executing general transactions for bank’s needs.
Registration in the loan module Follow-up and registration of (un)paid insurance premium (for loans or collaterals insured by the contract);
Controlling of the correct repayments of the financings with rebate and discount and proposing the related changes to the Operation Manager.
Controlling and reporting to the Operation Manager the changes for the financings with changeable profit rate.
Realization of tasks which may be set by the the Bank's management (through operative plans);
Performs any other work in accordance with legal, sublegal regulations and general enactments of the Bank and at the instructions of the Operation Manager.
Responsible for preparation and reporting on the Credit Registry files.
New financing reports
Related person reports
Collaterals reports
Financing classifications reports
Reports under court process/restructured financing
Carry out the duty in compliance with U.B.A. Regulations & Procedures as well as with the Albanian legal & regulatory framework.
Exercise honesty, objectivity, and diligence in the performance of duties and responsibilities.
Be prudent in the use of information acquired in the course of her/his duties. She/he shall not use the confidential information for any personal gain nor in any manner, which would be contrary to the Law or detrimental to the welfare of the Bank.
Attend carefully the clientele’s needs.
GENERAL REQUIREMENTS
University Degree in Finance Banking or other related the fields,
Minimum 2 years in similar position or in banking business
Good knowledge of accounting standards.
REPORTING Knowledge of English language;
Good knowledge of banking operations, especially lending operations;
Good understanding of operative procedures and internal controls;
Good computer skills.
Eventually other general and specific competencies, as it may be regulated by some law or by-law regulations, Bank's internal regulations, and/or other decisions/instructions as it may be required by the Bank management
All the interested candidates should send their CV and Cover Letter at the e-mail address [email protected]. Kindly note that only the selected candidates will be contacted for an interview.
Deadline for application is June 10, 2024.
Apply
United Bank of Albania - UBA
Rruga Dritan Hoxha
Tirane
Tipi
me orar te plote
Fusha | Profili i punes
Finance-Specialist | Banke / Sigurime
Gjuha
anglisht
Eksperienca
vetem me eksperience
Vacancy Announcement
Job Position: Loan Administration Senior Specialist
Unit: Financing Administration Unit
Department: Central Operation Department
Position summary:
Loan Processing & Administration Specialist administers the Credit Operations tasks handling the documentation, credit controls, processing of loans and repayments and maintenance of limits, profit rates and under lien deposits, to ensure that loan administration operations are conducted in accordance with Bank's internal operational procedures.
Job tasks and responsibilities:
Rendering support in managing of the whole work process in the Department in order to ensure best quality services rendered to the clients of the Bank in accordance with the Policies and Procedures of the Bank, and in line with the governing law that regulates the subject operations.
Rendering support in improving and advancing the work process in the Department by observing the Policies and Procedures of the Bank.
Realization of the goals set by the Bank Management
Implementation of Bank's internal procedures assuring that loans disbursements are made strictly in accordance with the loan contract and loan approval terms;
Control and maintaining of the financing and securities contracts and their amendments;
Registration of the new financing, checking the collateral, related persons and other terms & conditions of FI decision and contracts in the credit module.
Making sure that all the documents which prove the authentic and clean blockage of collateral and insurance policies are obtained and archived in the proper file.
Registration of the amendments of financings in the credit module.
Controlling the daily dues calculations in the system.
Preparing and registration monthly transactions and transferring them to G.L.
Loan monitoring and control of payment orders for loan disbursements and related fees and expenses, submitted by the related departments;
Controlling and preparing the calculation of the dues in case of early repayment.
Control of loan payments proceeds and other loan bookings;
Checking of total due payments in case of early repayments of loan obligations;
Controlling that loan booking and other related loan accounts are properly done;
Registration in the Credit module of the properties taken from bailiff, ather and executing general transactions for bank’s needs.
Registration in the loan module Follow-up and registration of (un)paid insurance premium (for loans or collaterals insured by the contract);
Controlling of the correct repayments of the financings with rebate and discount and proposing the related changes to the Operation Manager.
Controlling and reporting to the Operation Manager the changes for the financings with changeable profit rate.
Realization of tasks which may be set by the the Bank's management (through operative plans);
Performs any other work in accordance with legal, sublegal regulations and general enactments of the Bank and at the instructions of the Operation Manager.
Responsible for preparation and reporting on the Credit Registry files.
New financing reports
Related person reports
Collaterals reports
Financing classifications reports
Reports under court process/restructured financing
Carry out the duty in compliance with U.B.A. Regulations & Procedures as well as with the Albanian legal & regulatory framework.
Exercise honesty, objectivity, and diligence in the performance of duties and responsibilities.
Be prudent in the use of information acquired in the course of her/his duties. She/he shall not use the confidential information for any personal gain nor in any manner, which would be contrary to the Law or detrimental to the welfare of the Bank.
Attend carefully the clientele’s needs.
GENERAL REQUIREMENTS
University Degree in Finance Banking or other related the fields,
Minimum 2 years in similar position or in banking business
Good knowledge of accounting standards.
REPORTING Knowledge of English language;
Good knowledge of banking operations, especially lending operations;
Good understanding of operative procedures and internal controls;
Good computer skills.
Eventually other general and specific competencies, as it may be regulated by some law or by-law regulations, Bank's internal regulations, and/or other decisions/instructions as it may be required by the Bank management
All the interested candidates should send their CV and Cover Letter at the e-mail address [email protected]. Kindly note that only the selected candidates will be contacted for an interview.
Deadline for application is June 10, 2024.
Apply
United Bank of Albania - UBA
Rruga Dritan Hoxha